Insurance Adjusters: Roof Damage
When your home takes a hit from hail, wind, or severe storms, the first call many homeowners make is to their insurance company. Soon after, an insurance adjuster will visit your property to assess the damage. While this step is crucial, it can also be confusing and sometimes stressful. At Lion Guard Roofing, we’ve helped hundreds of homeowners through this process — and we know what it takes to make sure your roof damage is properly documented and covered.
What an Insurance Adjuster Does
Insurance adjusters represent your insurance company. Their job is to:
Inspect your roof and property for storm-related damage.
Document what they find.
Determine what repairs or replacements your policy will cover.
It’s important to remember that the adjuster works for the insurance company — not the homeowner. That’s why having a trusted roofing contractor by your side makes all the difference.
Challenges homeowners face
Many homeowners assume the adjuster will catch everything, but that isn’t always the case. Common challenges include:
Overlooked damage: Small dents, bruised shingles, or gutter damage may not be noted.
Partial coverage offers: Sometimes only a portion of the roof or repairs are approved.
Technical language: Insurance paperwork can be overwhelming and full of jargon.
At Lion Guard Roofing, we recommend scheduling your roofing contractor to meet the adjuster on-site. Here’s why:
Expert eyes: We know where to look and what hail or wind damage really looks like.
Documentation: We provide photos and detailed notes to back up your claim.
Representation: We ensure the scope of damage is fully recognized, giving you the best chance for a fair settlement.
Think of it this way: the adjuster represents the insurance company. You deserve someone representing you.
Tips for homeowners dealing with Adjusters
Don’t go it alone — always have a contractor present.
Stay organized — keep notes, photos, and copies of all correspondence.
Know your policy — understand deductibles and coverage limits.
Act quickly — most policies have strict deadlines for filing storm damage claims.
Peace of Mind with Lion Guard Roofing
We know how stressful insurance claims can be. That’s why we walk you through the process step by step — from inspection to meeting with your adjuster to completing your roof replacement.
👉 If your home was hit by hail or wind this season, don’t face the insurance company alone. Contact Lion Guard Roofing today for a free inspection and expert help during your adjuster meeting.